$2.8 Million for Home Modification Program

FOR IMMEDIATE RELEASE

October 11, 2007


Gov. Blagojevich announces nearly $2.8 million to help seniors and residents with disabilities remain independent in their own homes Includes double state funding for Home Modification Program to $2.3 million; Additional $500,000 federal grant to help seniors stay independent
SPRINGFIELD – Governor Rod R. Blagojevich today announced nearly $2.8 million in grants to help Illinois seniors and residents with disabilities live independently in their own homes and communities. Funding for the Home Modification Program has more than doubled from last year to $2.3 million and will help approximately 140 low-income seniors and individuals with disabilities across Illinois afford home accessibility improvements. The Governor also announced that Illinois will receive nearly half a million dollars in new federal funding to provide seniors with more affordable choices to enable them to remain living independently in their homes and communities. The Nursing Home Diversion Modernization (NHDM) Grants Program will serve 300 individuals in an 18 month pilot project, and increase the flexibility of service options for all Illinois seniors.

“Seniors and people with disabilities should be able to stay in their own homes and communities and live safely and independently. This funding will help them make basic, but necessary, home improvements so that they can remain living in their own homes and avoid having to move to nursing homes or other institutions,” said Gov. Blagojevich.

The Illinois Housing Development Authority (IHDA), as part of the state’s comprehensive housing plan initiatives, will allocate the $2.3 million in grants to 12 non-profit organizations and public agencies around the state to administer the Program locally. 139 senior residents and people with disabilities statewide are expected to be helped.

The 2007 Home Modification Program grant recipients are:

Grantee
Service Area
Amount Funded
Estimated number of residents to be helped
Ramp Up Foundation
Cook, DuPage, Kane, Lake, McHenry and Will counties
$320,000
16
Access Living of Metropolitan Chicago
Cook, DuPage, Lake, and Will counties
$220,000
11
City of Kankakee Community Development Agency
Kankakee County
$165,000
11
City of Joliet
City of Joliet
$180,000
9
Will County Center for Community Concerns
Will County - excluding City of Joliet
$140,000
7
Western Illinois Regional Council
Warren, Henderson counties
$180,000
12
Two Rivers Regional Council of Public Officials
Adams, Brown, Pike, Schuyler counties
$210,000
14
City of Springfield
City of Springfield
$240,000
16
St. Clair County
St. Clair County - excluding the cities of East St. Louis, O'Fallon and Scott Air Force Base.
$150,000
10
Western Egyptian Economic Opportunity Council
Jackson, Monroe, Perry, Randolph counties
$165,000
11
B.C.M.W. Community Services
Bond, Clinton, Marion, Washington, Jefferson counties
$180,000
12
Wabash Area Development Inc.
Edwards, Gallatin, Hamilton, Saline, Wabash, Wayne, White counties
$150,000
10

TOTAL:
$2,300,000
139

“Gov. Blagojevich announced last year the Home Modification Program with $1 million in funding. As a result, we received approximately $4 million in applications, proving that there is a real need to help these two underserved groups. While Illinois already has a number of programs to prevent premature nursing home placement for low-income seniors and people with disabilities, these do not specifically address home modification needs. This is why we believe the Home Modification Program was met with such a positive response, which led to the Program receiving more than double funding for this year,” said DeShana L. Forney, IHDA Executive Director.

“My 16-year-old granddaughter, Anna, has had to be bed bathed for years now because it became too hard for me to lift her into the bathtub on my own,” said Kay Boughers, a resident in Salem, Illinois who received a $12,500 grant from B.C.M.W. Community Services from last year’s funding. “We heard that the Governor was giving out these grants and we were so happy to have received one. Thanks to the grant I was able to install a shower rail and ramp, and widen the doorways in our home to make it easier to cope with the demands of caring for a child with cerebral palsy. It has made a world of difference.”

Each eligible household can receive a maximum of between $15,000 to $25,000 as a five-year forgivable loan to spend on modifications that address accessibility or health and safety concerns. The funds are expected to be available in early 2008.

To qualify for the program, households must have at least one family member with a disability or a senior over the age of 60. Household incomes must not exceed 50 percent of the area median income based on household size. For a family of four living in Cook, DuPage, Lake, Kane, McHenry and Will counties, this limit is $37,000, while the same size family in Sangamon County can not earn more than $32,450.

An additional goal of the program was to coordinate housing resources with other service programs for the elderly and persons living with disabilities. Therefore, applicants must be able to document the need for the home modifications. Eligible households have to be referred to the administering groups from agencies funded by the Department on Aging or Department of Human Services and will be awarded on a first come, first served basis. Residents who wish to apply for the grants should contact the agency serving their area for more details.

The Governor also announced that Illinois is among 12 states to receive a grant from the Administration on Aging (AOA) to further efforts to assist at-risk individuals avoid unnecessary nursing home placement. The NHDM Grants Program will enable states to use existing Older Americans Act (OAA) and state general revenue funds in a more flexible manner to make a greater range of home and community based support options available.

“The Illinois Department on Aging is very pleased to be awarded this grant, and looks forward to participating with the Administration on Aging to implement consumer direction in assisting older persons in living in the community,” said Charles D. Johnson, Director, IDoA. “This new funding continues the Governor’s efforts to reform long term care and develop programs to prevent premature nursing home placement.”

The Illinois program for the NHDM grant will initially offer consumer direction of personal care services in four regions of the state: Kankakee, Decatur, Peoria, and the East St. Louis area. This program builds on the efforts of the Illinois My Choices/Cash and Counseling demonstration program, that allows seniors to take their monthly service allowance usually devoted to homemaker or adult day services and either hire their own worker, or purchase other services. It will also replicate successful initiatives that allow families to purchase short-term respite care. By the end of the 18 month grant period, IDoA will offer consumer direction statewide to people who are eligible for its Community Care Program (CCP).

CCP provides home and community-based services to frail elderly age 60 and older who meet nursing home eligibility requirements. During the 2007 fiscal year, the CCP provided services to more than 60,500 seniors thereby successfully diverting or delaying those individuals from nursing home placement. Programs offered through CCP include homemaker services, adult day services, and emergency home response services. Additional services, such as respite, home delivered meals, and services that support caregivers for older adults are provided through Area Agencies on Aging and their local networks of service providers. Each year, more than 800,000 elderly Illinois residents receive services in their homes and communities.

The NHDM grant compliments the grant awarded to Illinois for the MFP initiative. In May, Gov. Blagojevich announced Illinois will receive more than $55.7 million in enhanced federal matching funds through the MFP initiative over the next five years to support people currently living in nursing facilities to transition back to their homes and communities. In addition to the federal award, the state also committed $23.8 million in increased spending over the five year period to expand home and community based services.

For more information about the NHDM grant, CCP and other services for seniors, contact your local Area Agency on Aging or call the Senior HelpLine at 1-800-252-8966 (1-888-206-1327 TTY).

Elder Care "Break the Silence" Campaign

FOR IMMEDIATE RELEASEJuly 2, 2007



Governor Blagojevich launches annual “Break the Silence” campaign to increase awareness about Elder Abuse Proclaims July Elder Abuse Awareness Month in Illinois

CHICAGO –
Governor Rod R. Blagojevich and the Illinois Department on Aging (IDOA) today launched the 3rd annual statewide “Break the Silence” campaign and proclaimed July Elder Abuse Awareness Month in Illinois. The Governor and the Department are encouraging those who are victims or suspect abuse to call the state’s 24-hour Elder Abuse Hotline at (866) 800-1409, where trained professionals are prepared to take reports of elder abuse and forward them promptly to local service agencies or law enforcement.

“Our seniors deserve to be treated with dignity, respect, and to feel safe and secure. Abuse and neglect are unacceptable, and the sooner we know about a case of abuse, the sooner we can put a stop to it,” said Gov. Blagojevich. “But in order to keep up the fight against abuse and neglect, we need to make sure we have the means and resources to do it. That’s why I’m once again calling on lawmakers to work together on a balanced budget that provides adequate funding for programs like Elder Abuse prevention that helps keep thousands of seniors safe every year.”

It is estimated that more than 76,000 seniors in Illinois are elder abuse victims. In Illinois, elder abuse is defined as neglect, physical, mental or sexual injury or financial exploitation to an adult 60 years of age or older. If you suspect that someone is being abused, the following are a few indicators that may point to a problem:
• Untreated injuries, sprains or dislocations, scratches and cuts;
• Sudden change in behavior and/or withdrawal in social settings;
• A caregiver’s refusal to allow visitors;
• Dehydration, malnutrition, poor personal hygiene, untreated health problems, hazardous or unsafe living conditions; and
• Sudden changes in bank account or banking practices, the inclusion of additional names on an elder’s bank signature card, unauthorized withdrawal of the elder’s funds using the elder’s ATM or credit card and abrupt changes in a will or other financial documents.

“Elder abuse happens everyday and in most cases, goes unreported,” said IDoA Director Charles D. Johnson. “We hope the ‘Break the Silence’ campaign will help increase awareness in the state. I want to encourage those who are victims or suspect abuse to call our 24-hour Elder Abuse Hotline so that we can stop abuse before it’s too late.”

The “Break the Silence” campaign includes outreach efforts such as billboards and mass-transit advertisements, public service announcements and senior community fairs to increase awareness and visibility of this important issue. In addition, the Department on Aging is hosting the 21st Annual Elder Rights Conference July 17-19 in Lincolnshire to educate professionals on topics including elder abuse prevention. Since the start of the “Break the Silence” campaign, the number of reports of elder abuse has increased by 1,300. In the year prior to the campaign, 8,584 reports of elder abuse were submitted. In the campaign’s first year, the number of reports increased to 9,305. During the second year of the campaign, nearly 9,800 reports of elder abuse were made.

If you are a victim of elder abuse or suspect an elder is being abused, call the Illinois Department on Aging’s 24-hour Elder Abuse Hotline at (866) 800-1409 or TTY at (888) 206-1327.
Trained professionals are prepared to take reports of elder abuse and forward them promptly to local senior protective service agencies or law enforcement. All calls and information related to elder abuse are strictly confidential. While senior protective services agencies investigate cases of abuse for elders that live in the community, the Long Term Ombudsman investigates allegations of abuse or neglect in nursing homes. For more information on how to detect and prevent elder abuse, please visit www.state.il.us/aging.

The full text of the Governor’s proclamation follows:

WHEREAS, according to the Illinois Department on Aging, between four and five percent of persons in the United States, aged sixty and older are subject to some form of mistreatment or abuse, including physical, emotional, and sexual abuse, as well as financial exploitation and neglect of basic care needs; and

WHEREAS, Illinois has approximately two million citizens over the age of sixty, meaning that as many as 90,000 Illinois seniors could currently be suffering from some form of abuse; and

WHEREAS, it is the mission of the Illinois Department on Aging and its network of service providers to increase public awareness of this plight against our most vulnerable elderly; and to promote increased reporting of elder abuse; and

WHEREAS, it is essential that the citizens of Illinois recognize the signs of abuse, neglect and exploitation and report suspicions of abuse; and

WHEREAS, it is imperative that each community in Illinois refuses to tolerate this offense against our older citizens by creating greater awareness of the prevalence and severity of elder abuse in hopes of eradicating it from society:

THEREFORE, I, Rod R. Blagojevich, Governor of the State of Illinois, do hereby proclaim July 2007 as ELDER ABSUE AWARENESS MONTH in Illinois, and encourage all citizens to recognize this crisis and join in working toward its prevention.

Senior Care Resources can help provide the information, sources, and manpower to help you care for your loved ones and keep them on a positive path to wellness

24 hour Monitoring Assistance

FOR IMMEDIATE RELEASEJune 8, 2007


Gov. Blagojevich announces 10,000 Illinois seniors are living safer at home thanks to the Emergency Home Response Service Service provides 24-hour monitoring for those in need of assistance at home
CHICAGO – Governor Rod R. Blagojevich today reminded eligible seniors living independently to sign up for the Emergency Home Response Service, a home-monitoring service launched in October and run by the Illinois Department of Aging (IDoA). The service provides two-way voice pagers that automatically link seniors to a support center that can quickly send help in case of an emergency. This week, IDoA delivered its 10,000 thousandth monitor.

“More than 10,000 Illinois seniors who live independently in their own homes feel safer thanks to these pagers that can help them get emergency assistance quickly. But there’s thousands more who can take advantage of this service, and get some peace of mind for themselves and their families, and I urge them to call our Senior HelpLine at (800) 252-8966 and sign up,” said Gov. Blagojevich.

On October 15, 2006, Gov. Blagojevich launched the Emergency Home Response Service program. The Emergency Home Response Service is run by the Illinois Department on Aging’s (IDoA) Community Care Program. The department expects another 5,000 – 10,000 seniors to use the service, which is free for seniors who qualify for the program.

To be eligible for Emergency Home Response, an individual must:

Be an Illinois resident - 60 years of age or older

Have non-exempt assets of $17,500 or less (this does not include home, vehicles or home furnishings)

Have a signed physician’s statement confirming need of such service

Have an assessed need for long term care

Other assistance available through the program includes care coordination, home care aides, adult day service and other flexible services intended to help seniors continue living independently at home.

According to nationwide figures from the National Center for Injury Prevention and Control, for millions of older Americans, domestic accidents present a serious health risk. In the United States, one of every three persons age 65 and older falls each year. Among older adults, falls are the leading cause of injury deaths and the most common cause of injuries and hospital admissions for trauma. In 2003, more than 13,700 people ages 65 and older died of fall-related injuries. Another 1.8 million were treated in emergency departments for nonfatal injuries related to falls.

Fractures are the most serious health consequence of falls. Eighty-seven percent of all fractures among older adults are due to falls. Approximately 250,000 hip fractures, the most serious fracture, occur each year among people over age 65. Half of all older people hospitalized for hip fractures cannot return home or live independently after their injury.

“Governor Blagojevich is committed to improving the quality of life for older persons as well as making sure that members of our greatest generation are not forced to give up their homes,” IDoA Director Charles D. Johnson said. “The Emergency Home Response Service has been a great success and builds on the Department’s focus to reduce the need for nursing home placement. I want to encourage those eligible seniors to consider the use of this service so that they can remain safe living in their own home for a long time.”

To learn more about the Emergency Home Response Service and the Community Care Program, call the Senior HelpLine at (800) 252-8966.

Long Term care insurance

State Insurance Departments have long term care insurance information on their websites and can provide valuable insights when choosing a long term care insurance company and policy that best suits your needs. Most department of insurance also provide long term care insurance Consumer Guides online or by request. Select a state for the below list.

AK AL AR AZ CA CO CT DC DE FL GA HI IA ID IL IN KS KY LA MA MD ME MI MN MO MS MY NC ND NE NH NJ NM NV NY OH OK OR PA RI SC SD TN TX UT VA VT WA WI WV WY

AGING POPULATION Map

This map shows a distribution of an AGING POPULATION.

How $90 A Day Evolved Into A $750,000 Insurance Benefit

BY RALPH D. LEISLE
In the mid-1990s, my client Irma Kaye (not her real name) and her son reviewed various long term care insurance options and benefit choices. Her story demonstrates the value of comprehensive LTC insurance, when it’s affordable. Read article

Long Term Care Funding

FOR IMMEDIATE RELEASE
May 18, 2007



Gov. Blagojevich announces $55.7 million to help more long term care residents return to their homes or community residence Centers for Medicare and Medicaid Services provides new federal matching funds to be distributed over five years

SPRINGFIELD - Governor Rod R. Blagojevich today announced Illinois will receive an estimated $55.7 million in new federal funding over five years to help people living in nursing facilities return to their homes or a community residence. The “Money Follows the Person (MFP)” initiative will increase the number of patients able to make the transition back into their communities by approximately 3,500 over the course of five years. In addition to the federal award, the state has also committed $23.8 million to this expansion of home and community based services.
“Thousands of people in Illinois are in need of long term care – but often, the only place they can find that care is in a nursing home,” said Gov. Blagojevich. “This money will allow more people to get the care they need in the comfort of their own homes or in a community residence.”
The Department of Healthcare and Family Services is working with the Department of Human Services, Department on Aging and the Illinois Housing Development Authority on this project. Individuals with many different needs will benefit from this collaborative effort by state agencies, providers and advocacy groups.

“This funding will help give residents in long term care a greater choice on how and where they get the healthcare services they need,” said Barry Maram, Director of Illinois Healthcare and Family Services. “This new funding will continue Governor Blagojevich’s nationally recognized efforts to not only expand access to care but to further improve the quality of care that is delivered.”
"This new funding will greatly expand and enhance the department's services and programs to help more people with severe mental illness, developmental disabilities and/or physical disabilities residing in long term care return to home and community,” said IDHS Secretary Carol L. Adams, Ph.D. "We are strongly committed to maximizing this funding in support of the goals of consumer self- direction, independence and community reintegration."

States receiving grants under the MFP initiative will design programs with three major objectives:
Eliminate barriers or mechanisms that prevent Medicaid-eligible individuals from receiving support for appropriate and necessary long-term services in the setting of their choice;
Increase the ability of the state Medicaid program to assure continued provision of home and community based long-term care services to eligible individuals who choose to move from an institutional to a community setting; and
Ensure that procedures are in place to provide quality assurance for individuals receiving Medicaid home and community-based long-term care services and to provide for continuous quality improvement in such services.
“In receiving this grant award today, Illinois will be able to shift its Medicaid program’s traditional emphasis on institutional care to one that offers beneficiary’s greater choices that include home-based services,” said Leslie V. Norwalk, acting administrator of the federal Centers for Medicare & Medicaid Services (CMS). “There is more evidence than ever that people who need long-term care prefer to remain in their own homes. Illinois recognized this and took action to give its beneficiaries more control over how and where they receive the services they need.”

Money Follows the Person is just another step in providing all Illinois residents with not only quality healthcare but also choices on how they receive it. One example of the enhanced choices is the Illinois Department of Healthcare and Family Services’ Supportive Living Facility Program. Since Governor Blagojevich took office in January 2003, 57 Supportive Living Facilities, containing over 4,400 apartments, have become operational. These Supportive Living Facilities allow seniors and persons with disabilities to maintain their dignity and independence in their own apartments while having the peace of mind to know that help is there when they need it.

Illinois RX Plan

FOR IMMEDIATE RELEASEFebruary 5, 2007
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Governor Blagojevich announces 2007 application for Illinois Cares Rx now available online Applications filed over the Internet are processed faster; To find out more about Illinois Cares Rx, call the Senior HelpLine at 1-800-252-8966 or visit www.illinoisbenefits.org
CHICAGO - Governor Rod R. Blagojevich today announced that older adults and the disabled can now apply and file the 2007 Illinois Cares Rx application over the Internet. The Governor is encouraging seniors to use the online application because it is the fastest way to get approved for state prescription drug assistance. Illinois Cares Rx provides wrap-around prescription drug coverage to fill in the gaps created by Medicare Part D. Seniors with questions about Illinois Cares Rx can call Governor Blagojevich’s Senior HelpLine at 1-800-252-8966 or visit http://www.illinoisbenefits.org/.

“The federal drug prescription program doesn’t protect all of our seniors – in fact, it leaves significant gaps that forces them to pay more for their prescriptions than they should,” said Governor Blagojevich. “But here in Illinois, we have the Illinois Cares Rx program that helps our seniors get the benefits that they are entitled to. And now, our seniors can receive these benefits faster by applying online.”

Gov. Blagojevich and the Illinois Department on Aging (IDoA) made the applications available online to make it easier and quicker to apply for benefits and to accommodate the increasing number of older persons accessing the World Wide Web. Several recent studies show that seniors are the fastest growing population of Internet users. Last year the number of Internet applications more than doubled when nearly 159,000 people took advantage of the Internet to file their Illinois Cares Rx applications and Circuit Breaker claims, compared to 75,288 filed online in all of 2005.

Before logging on to the Internet, IDoA Director Charles Johnson suggests having the following information available in order to make the process smoother: Social Security number(s), amount of property taxes paid in 2006, amount of rent paid in 2006, and a copy of 2006 federal tax returns.

“I encourage seniors who have access to the Internet to file for Illinois Cares Rx online at www.illinoisbenefits.org. If you don’t own a computer, I recommend reaching out to family members who do own computers and use theirs; visiting your local Area Agency on Aging or senior center; contacting a SHIP volunteer in your community; or calling the Illinois Department on Aging’s Senior HelpLine at 1-800-252-8966,” said Director Charles Johnson.

IDoA has sent booklets to those seniors and the disabled who submitted Illinois Cares Rx applications in the mail last year. Seniors and the disabled who filed for Illinois Cares Rx via the Internet should have received yellow postcards in the mail as a reminder to sign-up online.

Illinois Cares Rx provides a safety net for seniors and the disabled when their out-of-pocket costs for prescription drugs go up under the federal program. In 2007, the standard federal Medicare Part D prescription drug program will pay 75 percent of prescription drug costs up to $2,400 after a $265 deductible with an average $24 per month premium. Beneficiaries are responsible for all of their costs between $2,400 and $5,451.25, with the plan paying 95 percent of costs beyond that top threshold. The gap where a beneficiary has to pay all the drug costs between $2,400 and $5,451.25 is commonly referred to as the “donut hole.” People with Medicare applying for Illinois Cares Rx must also apply for Medicare’s Extra Help for drug coverage through the Social Security Administration (SSA). Apply for Extra Help by calling the SSA toll-free at 1-800-772-1213 or at http://www.ssa.gov/ online.

The Medicare Part D stand-alone prescription drug plans currently coordinating with Illinois Cares Rx are the AARP MedicareRx Plan, UnitedHealth Rx Basic, and WellCare Signature. The Medicare Advantage companies currently coordinating with Illinois Cares Rx are Group Health Plan, Health Alliance, HealthSpring, OSF Health Plans, SecureHorizons by United Healthcare and WellCare HMO. The stand-alone prescription drug plans are available statewide. Medicare Advantage prescription drug plans may be available only in certain areas.

Individuals eligible for the Illinois Cares Rx program may also be eligible for additional benefits from the State’s Circuit Breaker program. The Circuit Breaker program provides a property tax relief grant for individuals who pay property tax on their residence or rent or nursing home charges on a residence that is subject to property tax. In addition, the program provides an annual $54.00 discount on the license plate fee for one vehicle.

Those eligible for Illinois Cares Rx fall into one of the following groups whether you have Medicare or not:

1. Illinois Cares Rx Plus
Who can enroll? If you are single with an annual income of no more than $20,420; or
a couple with an annual income of no more than $27,380; and a citizen or qualified non-citizen.
What’s covered? All classes of medically necessary prescription drugs are covered.

2. Illinois Cares Rx Basic
Who can enroll? Seniors or the disabled with income less than $21,218 for a single person or $28,480 for a couple.
What’s covered? Prescription drugs for the treatment of Alzheimer's disease, arthritis, cancer, diabetes, glaucoma, cardiovascular disease, lung disease and smoking-related illnesses, osteoporosis, Parkinson's disease, multiple sclerosis, and HIV/AIDS (if you have Medicare).

In June 2005 Gov. Blagojevich signed the “No Senior or Person with Disability Left Behind” law, which created the Illinois Cares Rx program, the nation’s most comprehensive response to fill in the gaps created by the federal prescription drug program. Illinois Cares Rx took effect January 1, 2006, with the start of the new Medicare prescription coverage and has provided extra assistance to nearly 245,000 Illinois Cares Rx members and other Medicare beneficiaries.

For those who don’t have a computer at home, seniors can visit a local senior center, public library, community center, Area Agency on Aging or Senior Health Assistance Program (SHAP) site to access the web based application. For more information or assistance, please call the Illinois Department on Aging’s Senior HelpLine at 1-800-252-8966 (888-206-1327 TTY) or visit http://www.illinoisbenefits.org/.

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Search Tips

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Choosing search terms
Choosing the right search terms is the key to finding the information you need.
Start with the obvious – if you're looking for general information on Hawaii, try Hawaii.
But it's often advisable to use multiple search terms; if you're planning a Hawaiian vacation, you'll do better with vacation Hawaii than with either vacation or Hawaii by themselves. And vacation Hawaii golf may produce even better (or, depending on your perspective, worse) results.

Capitalization
Google searches are NOT case sensitive. All letters, regardless of how you type them, will be understood as lower case. For example, searches for george washington, George Washington, and gEoRgE wAsHiNgToN will all return the same results.

Automatic "and" queries
By default, Google only returns pages that include all of your search terms. There is no need to include "and" between terms. Keep in mind that the order in which the terms are typed will affect the search results. To restrict a search further, just include more terms. For example, to plan a vacation to Hawaii, simply type vacation
Phrase searches
Sometimes you'll only want results that include an exact phrase. In this case, simply put quotation marks around your search terms.

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Medi-car Insurance

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Urban Insurance is happy to announce that we offer Medi-car service insurance at the lowest prices in the Chicago Metropolitan area. With health costs skyrocketing, an ever-increasing number of medical procedures are being preformed on an “Out Patient” basis. As a result, today many people find them selves in need of transportation to and from medical appointments. Many of these people are unable to drive them selves, and are not able, or do not wish to ask a friend or family member to take them.

In many cases the patient might be in a wheel chair or have needs that require a specially equipped van. Among one of the more common needs for Medi-car services are the approximately 217,000 Americans who receive ongoing dialysis treatments. Also seniors find them selves with on-going medical services and few options for how to make the trip.This is where non-emergency transportation service is used. It provides for the livery service of wheelchair patients/customers and people with special needs but who do not require an Ambulance or highly trained medical teams. The cost of emergency ambulance service is very costly and is only an option when minutes can save lives. Medicar vehicles are often equipped with side-loading hydraulic lifts, ramps and special wheelchair locks and floor straps to secure the passenger in the vehicle.

Urban Insurance Agency, has been serving the commercial Auto customer for more than 40 years. We offer several different companies so we can search for the best price available
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